Terms

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Informational only

This site explains how protection and financial products work. It is not an offer to sell or a solicitation to buy any product or security, and nothing on it is tax or legal advice. Coverage is subject to the terms of the policy actually issued.

Licensing

Earnestine Clay is a licensed Texas insurance representative with Primerica Life Insurance Company and may only transact with residents of states in which she is properly licensed. EC Financial does not currently offer securities, mutual funds, or IRA accounts; clients seeking investment or IRA services may be referred to a licensed PFS Investments representative. No investment advice is provided.

Investment products

Not FDIC insured. Not bank guaranteed. May lose value. Guarantees are subject to the claims-paying ability of the issuing insurance company. Past performance is not a guarantee of future results.

Third-party services

Legal protection, home security, and other referred services are provided by independent third parties under their own terms, including the Primerica Legal Protection Program and Vivint Home Security.

Career opportunity

Any reference to a career opportunity describes an independent contractor role in a licensed profession. Licensing requires state pre-licensing education and examination. Compensation is commission-based and depends entirely on business written; no level of income is promised, projected, or implied.

Contact

Earnestine Clay Financial Services · 972-841-8024